For Hospitality Business Owners:

Our strategic partnership means we can provide broader solutions for Individual, Enterprise, and Franchise owners – plus specialized and optional insurance coverage and the flexibility to provide higher limits


SCR-Wateridge Insurance Services provides a multi-line product offering including:

  • Property
  • Blanket Real and Blanket Personal Property
  • Coverage
  • Business Income Including Extra Expense
  • Equipment Breakdown
  • Spoilage
  • Crime Coverage
  • Flood
  • Earth Movement
  • Wind
  • General Liability Primary Limits $1,000,000 / $2,000,000
  • Liquor Liability
  • Umbrella/Excess Liability Limits up to $10,000,000.
  • Business Auto Liability – Non-Owned Auto for Delivery
  • Workers’ Compensation Coverage –
    • Guaranteed Cost Plans
    • Pay as You Go Plans in partnership with regional and national payroll providers
    • PEO – Complete Employer Outsourcing Solutions
    • Captive Solutions
  • Employment Practices Liability Insurance “EPLI”


Risk Management Package

SCR–Wateridge Insurance Services offers a wide array of insurance and operations experts to best help spot risk and how to mitigate it.

Our specialists work with:

  • Fine Dining
  • California Cuisine
  • Craft Brewers with and without a Restaurant
  • Restaurants with High Liquor Sales
  • Ethnic Restaurants
  • Franchises
  • Enterprise Concept Owners
  • Bars
  • Night Clubs
  • Hotels
  • Bed and Breakfast
  • Golf Courses
  • Adult Entertainment
  • Card Rooms

Our risk management package includes:

Claims Management Services

  • Claims Advocacy & Support
  • Quarterly Loss Reviews
  • Loss Analysis

Policy Review, Operations, & Coverage Audit

  • Evaluate Operations
  • Correct Possible Risk Issues
  • Search For Gaps In Coverage
  • Additional Coverage Needed

Policy and Information Storage & Archaeology

  • Collect And Maintain Relevant Insurance
  • Documents For Easy Access And Reference
  • Search And Collect Insurance Information And Policies From Past Years To Ensure Continuity Of Coverage And To Evaluate Any Possible Lapses

RFP Preparation

  • Plan And Prepare Specifications For Insurance Marketing Efforts

Market Analysis

  • Yearly Market Analysis To Determine New Coverage Available
  • Change In Market Trends Or Pricing